Category Archives: Finances

Buying and Selling through Social Media

Before Baby-Girl, I wasn’t really aware of the marketplace that exists on Facebook.  I knew people that used Facebook as a platform for selling htings that they had made but I had no comprehension of the variety and volume of sales of everyday things.

I think that it was my old, lovely, next door neighbours that had suggested it for buying things for the baby because toys and clothes that were barely used were available very cheaply.  They weren’t kidding.  In the last year, I bought her a Rainforest Jumperoo, a swing which is currently half height with a baby seat but with the parts to make it full height with a normal seat and a wooden, Mothercare walker (I was desperate for one of those, rather than the plastic toy station type). They cost me £25 in total.  That’s right, £25.  To have bought them all new would have cost £245!

Having to move from a house with a fitted fridge and an attempt at a fitted freezer to one without was pretty scary from the perspective of funds so I decided to take a risk and replace those via FB too.  We got a reasonably new Hotpoint fridge freezer for £40.

When we got here, our old chest freezer died, I bought it from a friend about 6 years ago so I wasn’t surprised but with an extra little mouth and huge tummy in the house, I had to get another chest freezer too.  I had my eye on a much larger specimen that I can get lots of different ice-cream flavours into next summer.  I messaged the lady to ask for the dimensions and that I was at my mum’s and that I would get back to her after 16:00 when I’d been home and measured up.  She said that she’d sold it.  So, I grabbed a smaller one that had a broken hinge and a bit of corrosion on the outside (as they get knocked over the years).  I bought new hinges (we’ll get to repair later) and the larger fridge freezer was suddenly available so, I put the other back on FB with a shiny new pair of hinges and a bit of radiator paint adn made a £13.50 profit!

Now, I didn’t _need_ a tumble dryer but with a baby, I really wanted one after living in temporary accomodation that had one.  Her little cotton nappies came off the maiden like cardboard if it was too mizzy to line dry them and I was ironing them.  Inorite!  Me, iron :/

Of course, a tumble dryer leaves them all soft and lovely and the turnaround for laundry is amazing so I thought I’d keep an eye out.

It turns out, the second-hand prices on FB in the North-West are quite a bit higher than those in the South.  Perhaps there’s less disposable income up here or less of a throw-away society, who knows but the cost of dryers in the county was far beyond my budget, even second-hand.  That is, until I saw one advertised with a broken belt that the lady needed rid of as the new place that she was moving to (within the week) didn’t have room… Of course, no-one wants to buy broken, second-hand (potential fire risk) appliances so I made a ridiculous offer, citing the fire risk – which she was ignorant to – and she accepted.  When I took it apart, it transpired that the belt was broken because the jockey wheel was knackered so I ordered new ones, fitted them and I have a working dryer which is just awaiting the nice Hotpoint Engineer to come and modify in order to rectify the fire hazard issue.

My 13 year old Dyson Animal was also poorly by the time that we landed in the North and his was the first new part to be searched for…

I found a website called BuySpares.co.uk that is superb!  Around about the time I was ordering for the Dyson, the washing machine developed a fault too and I got the filter cover for the vac and the brushes for the washer for £18.  I found some helpful little videos on their site and YouTube adn have been able to undertake all of the repairs myself!

Now, I worked out the cost, like for like, of the items that I have bought second-hand and/or repaired against the cost of brand new replacements, taking my £13.50 profit into account and I have spent £141, new would have cost me £1035.

I have been washing and drying clothes, bedding, curtains and towels for about a week on and off every day.  Prior to getting the dryer working, I took one week’s worth of wet washing to the launderette to dry and it cost me a fiver.  Imagine if I’d taken the two massive piles of stuff that has been in storage for over 6 months.  If that dryer works for 8 weeks just doing normal washing, it has paid for itself, anything beyond that is just a bonus.

If you are buying on FB.  Be safe.  It may sound stupid but you may find yourself in an area you don’t know, with a couple of people waiting for you who know that you are carrying x amount of cash and a mobile phone.  Make sure, at the very least, that someone knows exactly where you are going.

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07527915436

“Am I speaking to Mrs PinQ?”

“Ye—s”

“Hello Mrs PinQ.  I am Dave [MYAR5E] from Credit _______”

I didn’t catch the name of the ‘company’.

“It is my understanding that you have personal debt that you pay off monthly.”

“I must stop you there.  This number is TPS registered.”

“But your number was given to us by Citizens Advice and the Financial Conduct Authority with regard to your debt.”

“I don’t think so.  Even if Citizens Advice did have my details due to a problem with debt, they would not contravene the DPA ’98.”

“Well, what I don’t understand is if you can’t amanage your debt, why you have TPS.”

He then hung up.

I have reported the call to the TPS, Action FraudCitizens Advice and the FCA.  Mainly because of the people that would be suckered by these scammers – especially when they are bandying about organisations such as Citizens Advice and the FAC.